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Understanding Insurance Coverage and Payment for Therapy Sessions

This article explains how to determine insurance coverage per session and the payment process for therapy services.

Understanding Insurance Coverage Per Session:

Shift Collab is a private-pay therapy clinic. This means we do not offer direct billing to insurance providers. Instead, clients pay for sessions upfront and can submit receipts for reimbursement, depending on their coverage.

  1. Contact Your Insurance Provider:

    To understand what your plan covers, we recommend contacting your insurance provider directly. They can confirm:

    • Coverage for therapy services
    • Whether services provided by a Registered Social Worker or Psychotherapist are eligible
    • Your per-session and annual limits

  1. Payment Process:

    • Upfront Payment: You will need to pay for your therapy sessions upfront using a credit card or Visa debit.
    • Receipt for Reimbursement: After your session, you will receive a receipt that you can submit to your insurance provider for reimbursement.
Conclusion

To ascertain your insurance coverage and any out-of-pocket expenses, it is essential to reach out to your insurance provider. Remember that you will need to pay upfront for your sessions and can later seek reimbursement using the receipt provided.