How do I know if I’m covered for therapy?

Check with your extended health benefits provider!

While psychotherapy and social work are regulated health professions in Ontario, they are unfortunately not covered under OHIP, OW or ODSP.

The majority of extended health benefits, however, do cover psychotherapy and social work services (typically in your health and dental insurance package from your employer).

We encourage you to speak with your insurance provider about counselling services provided by a Registered Social Worker (MSW RSW) or Registered Psychotherapist (RP) to determine your eligibility and approved rates of coverage. We do not reimburse sessions if it turns out you do not have coverage.

If you have questions, comments, or concerns, don't hesitate to reach out to the Care Team at or 1 (800) 661-8681.